Where can I find cheap insurance backpacker travel covering extreme sports like skydiving?
Here's my 4 cents to $ this subject (I read what you wrote and decided to double my contribution to the response) cheap insurance for what seems like a high-risk sports? Do not count on it. The insurers price policies based on perceived risk, and how many policies they believe they sell. Skydiving, scuba diving, mountaineering aircraft off the track, and experimental cross country all sounds like high-risk activities, your average insurance agent. I know it does not seem to the average of the participants, but the agent and the insurance company making the call not to you. In addition, there are some people who would buy such a policy, not many people to bear the costs of an accident. Here's an example: I have been diving for 30 years, and saw one or two people are the curves. I met dozens of people who have had car accidents at this time. But there are a million drivers to share the risk, then if the drivers 2 dozen injured, there are 999,976 more who did not, and your premiums are nonprofit. If buying insurance of 100 divers, and 2 were wounded, only 98 people premiums that can be used to cover these costs by insurance. Thus, the agency will take rates to cover these costs. You can find a policy that covers parachuting accident. Or you can find a cheap policy. But it probably will not find a policy which has two features. If so, * all * read the fine print, and the question of the agent for him. Explain what you intend to do, and make sure it is covered. Ask highlight the language that covers you. Otherwise, you may receive an unpleasant surprise when you do not really need.
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